Thomas Judy and Tucker

Applicable Federal Rates



	ANNUAL	SEMI-ANNUAL	QUARTERLY	MONTHLY
June, 2008
Short-Term	2.08	2.07	2.06	2.06
Mid-Term	3.20	3.17	3.16	3.15
Long-Term	4.46	4.41	4.39	4.37

May, 2008
Short-Term	1.64	1.63	1.63	1.62
Mid-Term	2.74	2.72	2.71	2.70
Long-Term	4.21	4.17	4.15	4.13

April, 2008
Short-Term	1.85	1.84	1.84	1.83
Mid-Term	2.87	2.85	2.84	2.83
Long-Term	4.40	4.35	4.33	4.31

March, 2008
Short-Term	2.25	2.24	2.23	2.23
Mid-Term	2.97	2.95	2.94	2.93
Long-Term	4.27	4.23	4.21	4.19

February, 2008
Short-Term	3.11	3.09	3.08	3.07
Mid-Term	3.51	3.48	3.46	3.46
Long-Term	4.46	4.41	4.39	4.37

January, 2008
Short-Term	3.18	3.16	3.15	3.14
Mid-Term	3.58	3.55	3.53	3.52
Long-Term	4.46	4.41	4.39	4.37

December, 2007
Short-Term	3.88	3.84	3.82	3.81
Mid-Term	4.13	4.09	4.07	4.06
Long-Term	4.72	4.67	4.64	4.63

November, 2007
Short-Term	4.11	4.07	4.05	4.04
Mid-Term	4.39	4.34	4.32	4.30
Long-Term	4.89	4.83	4.80	4.78

September, 2007
Short-Term	4.82	4.76	4.73	4.71
Mid-Term	4.79	4.73	4.70	4.68
Long-Term	5.09	5.03	5.00	4.98

August, 2007
Short-Term	5.00	4.94	4.91	4.89
Mid-Term	5.09	5.03	5.00	4.98
Long-Term	5.31	5.24	5.21	5.18

July, 2007
Short-Term	4.97	4.91	4.88	4.86
Mid-Term	4.95	4.89	4.86	4.84
Long-Term	5.15	5.09	5.06	5.04

June, 2007
Short-Term	4.84	4.78	4.75	4.73
Mid-Term	4.64	4.59	4.56	4.55
Long-Term	4.91	4.85	4.82	4.80

May, 2007
Short-Term	4.85	4.79	4.76	4.74
Mid-Term	4.62	4.57	4.54	4.53
Long-Term	4.90	4.84	4.81	4.79

April, 2007
Short-Term	4.90	4.84	4.81	4.79
Mid-Term	4.61	4.56	4.53	4.52
Long-Term	4.81	4.75	4.72	4.70

March, 2007
Short-Term	5.06	5.00	4.97	4.95
Mid-Term	4.86	4.80	4.77	4.75
Long-Term	5.01	4.95	4.92	4.90

February, 2007
Short-Term	4.93	4.87	4.84	4.82
Mid-Term	4.69	4.64	4.61	4.60
Long-Term	4.86	4.80	4.77	4.75

January, 2007
Short-Term	4.88	4.82	4.79	4.77
Mid-Term	4.58	4.53	4.50	4.49
Long-Term	4.73	4.68	4.65	4.64

December, 2006
Short-Term	4.97	4.91	4.88	4.86
Mid-Term	4.73	4.68	4.65	4.64
Long-Term	4.90	4.84	4.81	4.79

November, 2006
Short-Term	4.89	4.83	4.80	4.78
Mid-Term	4.69	4.64	4.61	4.60
Long-Term	4.90	4.84	4.81	4.79

October, 2006
Short-Term	5.00	4.94	4.91	4.89
Mid-Term	4.82	4.76	4.73	4.71
Long-Term	5.02	4.96	4.93	4.91

September, 2006
Short-Term	5.13	5.07	5.04	5.02
Mid-Term	5.01	4.95	4.92	4.90
Long-Term	5.21	5.14	5.11	5.09

August, 2006
Short-Term	5.26	5.19	5.16	5.13
Mid-Term	5.21	5.14	5.11	5.09
Long-Term	5.36	5.29	5.26	5.23

July, 2006
Short-Term	5.05	4.99	4.96	4.94
Mid-Term	5.05	4.99	4.96	4.94
Long-Term	5.29	5.22	5.19	5.16

June, 2006
Short-Term	4.99	4.93	4.90	4.88
Mid-Term	4.84	4.78	4.75	4.73
Long-Term	5.32	5.25	5.22	5.19

May, 2006
Short-Term	4.85	4.79	4.76	4.74
Mid-Term	4.84	4.78	4.75	4.73
Long-Term	5.00	4.94	4.91	4.89

April, 2006
Short-Term	4.77	4.71	4.68	4.66
Mid-Term	4.72	4.67	4.64	4.63
Long-Term	4.79	4.73	4.70	4.68

March, 2006
Short-Term	4.58	4.53	4.50	4.49
Mid-Term	4.51	4.46	4.44	4.42
Long-Term	4.68	4.63	4.60	4.59

February, 2006
Short-Term	4.39	4.34	4.32	4.30
Mid-Term	4.40	4.35	4.33	4.31
Long-Term	4.61	4.56	4.53	4.52

January, 2006
Short-Term	4.38	4.33	4.31	4.29
Mid-Term	4.48	4.43	4.41	4.39
Long-Term	4.73	4.37	4.65	4.64

December, 2005
Short-Term	4.34	4.29	4.27	4.25
Mid-Term	4.52	4.47	4.45	4.43
Long-Term	4.79	4.73	4.70	4.68

November, 2005
Short-Term	4.04	4.00	3.98	3.97
Mid-Term	4.23	4.19	4.17	4.15
Long-Term	4.57	4.52	4.49	4.48

October, 2005
Short-Term	3.89	3.85	3.83	3.82
Mid-Term	4.08	4.04	4.02	4.01
Long-Term	4.40	4.35	4.33	4.31

September, 2005
Short-Term	3.90	3.86	3.84	3.83
Mid-Term	4.19	4.15	4.13	4.11
Long-Term	4.52	4.47	4.45	4.43

August, 2005
Short-Term	3.58	3.55	3.53	3.52
Mid-Term	3.92	3.88	3.86	3.85
Long-Term	4.33	4.28	4.26	4.24

July, 2005
Short-Term	3.45	3.42	3.41	3.40
Mid-Term	3.86	3.82	3.80	3.79
Long-Term	4.35	4.30	4.28	4.26

June, 2005
Short-Term	3.46	3.43	3.42	3.41
Mid-Term	4.01	3.97	3.95	3.94
Long-Term	4.57	4.52	4.49	4.48

May, 2005
Short-Term	3.54	3.51	3.49	3.48
Mid-Term	4.28	4.24	4.22	4.20
Long-Term	4.83	4.77	4.74	4.72

April, 2005
Short-Term	3.35	3.32	3.31	3.30
Mid-Term	4.09	4.05	4.03	4.02
Long-Term	4.68	4.63	4.60	4.59

March, 2005
Short-Term	3.08	3.06	3.05	3.04
Mid-Term	3.83	3.79	3.77	3.76
Long-Term	4.52	4.47	4.45	4.43

February, 2005
Short-Term	2.92	2.90	2.89	2.88
Mid-Term	3.83	3.79	3.77	3.76
Long-Term	4.72	4.67	4.64	4.63

January, 2005
Short-Term	2.78	2.76	2.75	2.74
Mid-Term	3.76	3.73	3.71	3.70
Long-Term	4.76	4.70	4.67	4.65

December, 2004
Short-Term	2.48	2.46	2.45	2.45
Mid-Term	3.56	3.53	3.51	3.50
Long-Term	4.68	4.63	4.60	4.59

November, 2004
Short-Term	2.37	2.36	2.35	2.35
Mid-Term	3.55	3.52	3.50	3.49
Long-Term	4.70	4.65	4.62	4.61

October, 2004
Short-Term	2.26	2.25	2.24	2.24
Mid-Term	3.62	3.59	3.57	3.56
Long-Term	4.84	4.78	4.75	4.73

September, 2004
Short-Term	2.34	2.33	2.32	2.32
Mid-Term	3.84	3.80	3.78	3.77
Long-Term	5.03	4.97	4.94	4.92

August, 2004
Short-Term	2.37	2.36	2.35	2.35
Mid-Term	4.00	3.96	3.94	3.93
Long-Term	5.21	5.14	5.11	5.09

July, 2004
Short-Term	2.26	2.25	2.24	2.24
Mid-Term	4.11	4.07	4.05	4.04
Long-Term	5.34	5.27	5.24	5.21

June, 2004
Short-Term	1.98	1.97	1.97	1.96
Mid-Term	3.89	3.85	3.83	3.82
Long-Term	5.20	5.13	5.10	5.08

May, 2004
Short-Term	1.50	1.49	1.49	1.49
Mid-Term	3.16	3.14	3.13	3.12
Long-Term	4.65	4.60	4.57	4.56

April, 2004
Short-Term	1.47	1.46	1.46	1.46
Mid-Term	3.15	3.13	3.12	3.11
Long-Term	4.66	4.61	4.58	4.57

March, 2004
Short-Term	1.58	1.57